Washington State Tow Truck Insurance

Washington State Tow Truck Insurance – Great Rates & Even Better Service!

Washington State Tow Truck InsuranceIf you want great rates and even better service on Tow Truck Insurance in Washington State or the surrounding areas then Duncan and Associates Insurance Brokers is here to help!

By dialing 1-800-228-8291 you could be taking the first step toward better and more affordable insurance protection for your Tow Truck Operation.

Our experienced agents will shop the marketplace for the most competitive rates on Tow Truck Insurance in Washington state.

Our office hours are Monday through Friday 9 AM to 5 PM PST, and we have office locations in Olympia, Shelton, Lakewood, and Centralia.

Want to get started right away? Click one of the following links to launch our quick and easy online form and request your free quote today. What have you got to lose?

Tow Truck Insurance Washington State – Insurance Scenario Part 2

In our last article we described a scene in which a tow truck operator named Gary was hired to pull a cherry picker out of a ditch.

Because the cherry picker’s arm was still extended, Gary attempted to retract it to make towing it easier.

Gary accidentally pushed the joystick in the wrong direction, which caused the cherry picker’s arm to crash into Gary’s tow truck windshield and tear up the vehicle’s interior.

Gary’s employer, filed a claim with their insurance.

The question we posed is: will Oates and Hall Towing Inc.’s commercial auto insurance pay for the damage?

Let’s take a look at a particular exclusion of coverage in their commercial auto policy:

Exclusions:

“Bodily injury” or “property damage” arising out of the operation of: Vehicles… that are not self-propelled and are maintained primarily to provide mobility to permanently attached equipment of the following types: a. Cherry pickers and similar devices used to raise or lower workers.

So would their insurance policy deny the claim?   At first glance it might appear to be the case, however this exclusion is really intended for equipment that is owned by the insured that cause damage to another party.

Since the cherry picker was not owned by the insured, but was owned by the customer who requested the tow, would that particular exclusion be enforced?

That is another excellent question.

Tough insurance questions like these are often misunderstood or even misapplied and for this reason it’s important to work with an agency like Duncan and Associates Insurance Brokers who can clarify the situation.

Washington State Tow Truck Insurance – Call Us Toll-Free Today!

You can reach us by phone toll-free by dialing 1-800-228-8291 between the hours of 9 AM and 5 PM.

Call now to start your free quote over the phone, or click on one of the listed locations below to open our electronic truck insurance request form any time day or night:

Tags: , , , , , , , , , , , , , , ,
Owner Operators

If you are an owner-operator in the state of Washington then you’ve come to the right place. Duncan and Associates Insurance Brokers can help you find great prices on this often-expensive form of insurance so that you can have peace of mind without breaking the bank.Visit our blog page to find articles about WA Owner Operator Insurance or navigate to our quotes page to request a free quote.

Moving Trucks

Looking for Moving Truck Insurance in Washington State? Duncan and Associates Insurance Brokers may be able to offer an insurance policy that could significantly lower your monthly premiums compared to what you currently pay!Visit our blog page to find articles about WA Moving Truck Insurance or navigate to our quotes page to request a free quote.

Tow Trucks

If you need Tow Truck Insurance in Washington State then Duncan and Associates Insurance Brokers is the agency for you.As an independent agency, we have the ability to browse the commercial auto insurance marketplace for Tow Truck Insurance coverage that is available from multiple insurance providers.Visit our blog page to find articles about WA Tow Truck Insurance or navigate to our quotes page to request a free quote.

Cargo Coverage

Do you need coverage for your cargo in Washington State? We’ve got you covered.Navigate to our quotes page to request a free quote on WA Cargo Coverage.

Bobtail

Duncan and Associates Insurance Brokers offers WA Bobtail Truck Insurance as well as WA Non Trucking Legal Liability Insurance. We can help you find affordable rates and coverage for this important type of insurance.Visit our blog page to find articles about WA Bobtail Trucking Insurance or navigate to our quotes page to request a free quote.

Dump Trucks

Whether you haul gravel, sand, rocks, debris, or do any other type of dump truck operation, we can provide the coverage you need.Visit our blog page to find articles about WA Dump Truck Insurance or navigate to our quotes page to request a free quote.

Courier Trucks

If you are seeking Courier Truck Insurance in Washington State then Duncan and Associates Insurance Brokers is here to help. Give us a call today to find out how you could save big on your WA Courier Truck Insurance.Visit our quotes page to request a free Washington Courier Truck Insurance quote today.