Washington State Owner Operator Insurance

Washington State Owner Operator Insurance – Low Rates & Down Payments!

Washington State Owner Operator InsuranceFor affordable Washington State Owner Operator Insurance contact Duncan and Associates Insurance Brokers at 1-800-228-8291.

Call any time Monday through Friday 9 AM to 5 PM PST, or visit one of our locations in Olympia, Shelton, Lakewood, or Centralia.

Additionally, you can click a link below to open our free online quote request form 24/7:

Owner Operator Insurance Washington State – Insurance Scenario Part 2

In part 1 of this scenario we met Bob, an owner-operator who just delivered a shipment from Washington to Wyoming with the expectation that he would be returning with another load back to Washington State.

Upon delivering the shipment in Wyoming, Bob discovers that the company in Wyoming had made a major scheduling mistake. The return delivery Bob was supposed to take had already been shipped with another driver, and his truck broker had no immediate available shipments ready to return to Washington State for at least another three days.

Bob is understandably upset. He cannot afford to wait three days as he needs to be back in Washington State by Monday morning at the latest in order to set out for a cross country trip to North Carolina.

The North Carolina job comes with a big payout and Bob is not going to miss it.

The Wyoming Company compensates Bob for his fuel expenses back home for the mix-up, but he is still going to be out quite a bit of money in opportunity cost to be driving all the way back to Washington with no deliveries to make along the way.

He does not have a choice though, he realizes. Without enough time to find another delivery that will take him back to Washington, Bob is forced to make the journey back without a load.

Several hours into the trip, while driving somewhere in the middle of Idaho, a dump truck runs a red light right in front of Bob’s path. The light had just turned green, so Bob hits the dump truck. Thankfully he was only going a few miles per hour.

Bob only suffers a few scrapes and bruises. The dump truck driver is a little stunned but otherwise okay, as well.

The police are called and the dump truck driver claims that Bob ran the red light, while Bob of course disputes this.  Unfortunately there are no witnesses to corroborate any of the statements made by either party so the police officer does not give a ticket to either Bob or the dump truck driver. The officer is sitting in his car as he writes up the accident report.

Here’s the bad news. Bob’s truck is not okay. The front end is mangled and if it isn’t totaled the repairs are going to be mighty expensive.

The question is, who is at fault for the accident, Bob or the Dump Truck driver? If Bob is found at fault will his insurance company pay for the damage to his truck?

Find out in part 3.

Washington State Owner Operator Insurance – We Can Help You Find Better Rates.

Better rates may be available for Owner Operator Insurance in Washington State, and the licensed staff of Duncan and Associates Insurance Brokers have the knowledge and tools to help you find them.

Call us today at 1-800-228-8291 or click one of the links below to request a quote:

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Owner Operators

If you are an owner-operator in the state of Washington then you’ve come to the right place. Duncan and Associates Insurance Brokers can help you find great prices on this often-expensive form of insurance so that you can have peace of mind without breaking the bank.Visit our blog page to find articles about WA Owner Operator Insurance or navigate to our quotes page to request a free quote.

Moving Trucks

Looking for Moving Truck Insurance in Washington State? Duncan and Associates Insurance Brokers may be able to offer an insurance policy that could significantly lower your monthly premiums compared to what you currently pay!Visit our blog page to find articles about WA Moving Truck Insurance or navigate to our quotes page to request a free quote.

Tow Trucks

If you need Tow Truck Insurance in Washington State then Duncan and Associates Insurance Brokers is the agency for you.As an independent agency, we have the ability to browse the commercial auto insurance marketplace for Tow Truck Insurance coverage that is available from multiple insurance providers.Visit our blog page to find articles about WA Tow Truck Insurance or navigate to our quotes page to request a free quote.

Cargo Coverage

Do you need coverage for your cargo in Washington State? We’ve got you covered.Navigate to our quotes page to request a free quote on WA Cargo Coverage.

Bobtail

Duncan and Associates Insurance Brokers offers WA Bobtail Truck Insurance as well as WA Non Trucking Legal Liability Insurance. We can help you find affordable rates and coverage for this important type of insurance.Visit our blog page to find articles about WA Bobtail Trucking Insurance or navigate to our quotes page to request a free quote.

Dump Trucks

Whether you haul gravel, sand, rocks, debris, or do any other type of dump truck operation, we can provide the coverage you need.Visit our blog page to find articles about WA Dump Truck Insurance or navigate to our quotes page to request a free quote.

Courier Trucks

If you are seeking Courier Truck Insurance in Washington State then Duncan and Associates Insurance Brokers is here to help. Give us a call today to find out how you could save big on your WA Courier Truck Insurance.Visit our quotes page to request a free Washington Courier Truck Insurance quote today.