Washington State Non Trucking Liability Insurance   

Washington State Non Trucking Liability Insurance – Are You Covered?

Washington State Non Trucking Liability Insurance   

Are you covered for all of your trucking exposures? If you need better rates on Washington State Non Trucking Liability Insurance, Washington State Bobtail Insurance, Washington State Deadhead Insurance, or Washington State Owner Operator Insurance then don’t hesitate to call our insurance brokerage today.

The offices of Duncan and Associates Insurance Brokers can be contacted at 1-800-228-8291 between the hours of 9 AM and 5 PM PST Monday through Friday.

Free Commercial Truck Insurance Quotes can be obtained any time by filling out the form that appears when you click one of the locations listed below:

Washington State Non Trucking Liability Insurance  – Scenario Part 2

This is a continuation of a scenario we began in a previous article. You can read Part 1 by clicking Non Trucking Liability Washington State.

To recap, Bernie is an owner-operator truck driver and he works full time for a motor carrier hauling goods across the country.

He has the next 3 days off and has some errands to run, so when his Chrysler Cirrus would not start, he decides to drive his big rig to pick up a new battery and go to the grocery store rather than hire an Uber driver, cab, or bother a friend to give him a ride.

After stopping at the auto parts store to pick up a new car battery, he heads to the grocery store.

The Grocery store hired a company to repave the parking lot. Because he was distracted, when Bernie entered the parking lot he missed the paving crew member who was desperately trying to waive him off from entering the parking lot.

He drove his big rig right over the freshly laid paving material over 300 degrees in temperature. All of the tires on Bernie’s truck began to melt almost instantly as soon as he ran over the super-hot black top paving material.

Bernie hopped out when he realized what happened. Paving contractors ran over to him, shouting every cuss word in the book until they hear a sizzling noise and turn around to see that Bernie’s truck is on fire. Everyone scatters just in the nick of time.

Bernie’s truck explodes as the fuel in his fuel tanks ignites. Some witnesses claim the fireball was at least 100 feet high!

Will Bernie’s insurance cover him for the damage to his truck?

Let’s find out.

Non Trucking Liability Insurance Washington State – Is This Claim Covered?

Well, it just so happens when Bernie purchased his truck and started working for a motor carrier as an owner-operator he purchased a Non Trucking Liability Insurance Policy.

Under this policy, Bernie’s truck is covered for damages that occur while he is using the truck for non-commercial purposes while not under dispatch.

So yes, Bernie‘s truck would most likely be covered in this scenario by his Wa Non Trucking Liability Insurance policy he had the foresight to purchase.

What about the damage to the parking lot?  Is Bernie responsible for that and if so would this also be covered by his policy if he were found responsible?

We will discuss that in a future post.

Washington State Non Trucking Liability Insurance  – Don’t Go Without This Important Coverage!

If you are an owner operator working for a motor carrier using a truck you own then don’t drive without Non Trucking Liability Insurance or Washington State Bobtail Insurance – if you do you might regret it!

The company you are working for will not cover claims under their primary liability if you are “off the clock,” so to speak.

The agents of Duncan and Associates Insurance Brokers can help you obtain the information and quotes you need to protect your truck and to protect you financially when something goes wrong.

Call us at 1-800-228-8291 between the hours of 9 AM and 5 PM PST Monday through Friday.

Or click one of the links below to launch our simple online truck quote request form available 24/7:

Tags: , , , , , , , , , , , , , , , , , , , , ,
Owner Operators

If you are an owner-operator in the state of Washington then you’ve come to the right place. Duncan and Associates Insurance Brokers can help you find great prices on this often-expensive form of insurance so that you can have peace of mind without breaking the bank.Visit our blog page to find articles about WA Owner Operator Insurance or navigate to our quotes page to request a free quote.

Moving Trucks

Looking for Moving Truck Insurance in Washington State? Duncan and Associates Insurance Brokers may be able to offer an insurance policy that could significantly lower your monthly premiums compared to what you currently pay!Visit our blog page to find articles about WA Moving Truck Insurance or navigate to our quotes page to request a free quote.

Tow Trucks

If you need Tow Truck Insurance in Washington State then Duncan and Associates Insurance Brokers is the agency for you.As an independent agency, we have the ability to browse the commercial auto insurance marketplace for Tow Truck Insurance coverage that is available from multiple insurance providers.Visit our blog page to find articles about WA Tow Truck Insurance or navigate to our quotes page to request a free quote.

Cargo Coverage

Do you need coverage for your cargo in Washington State? We’ve got you covered.Navigate to our quotes page to request a free quote on WA Cargo Coverage.

Bobtail

Duncan and Associates Insurance Brokers offers WA Bobtail Truck Insurance as well as WA Non Trucking Legal Liability Insurance. We can help you find affordable rates and coverage for this important type of insurance.Visit our blog page to find articles about WA Bobtail Trucking Insurance or navigate to our quotes page to request a free quote.

Dump Trucks

Whether you haul gravel, sand, rocks, debris, or do any other type of dump truck operation, we can provide the coverage you need.Visit our blog page to find articles about WA Dump Truck Insurance or navigate to our quotes page to request a free quote.

Courier Trucks

If you are seeking Courier Truck Insurance in Washington State then Duncan and Associates Insurance Brokers is here to help. Give us a call today to find out how you could save big on your WA Courier Truck Insurance.Visit our quotes page to request a free Washington Courier Truck Insurance quote today.