Washington State Dump Truck Insurance

Washington State Dump Truck Insurance – We Can Shop The Insurance Market For You!

Washington State Dump Truck InsuranceDid you know that our independent agency can shop the market to find better deals on Dump Truck Insurance in Washington State?

That’s right. If you’re looking for Dump Truck Insurance in Washington State then your search just became a whole lot easier!

Call Duncan and Associates Insurance Brokers right away at 1-800-228-8291 to find out just how much we may be able to save you on your business insurance premiums.

Our office hours are Monday through Friday 9 AM to 5 PM PST, but don’t let that stop you if it’s after hours; we also have a 24/7 free online quote request form.

Simply click a link below, fill out the form, and hit the “Submit” button to send us a request for a Free Dump Truck Insurance Quote!

Washington State Dump Truck Insurance – Coverage Scenario Part 2

In our last post we were introduced to Kate, a dump truck operator whose carelessness led to an accident that cost the construction company that hired her a lot of money.

Kate’s employer, Al’s Dump Co., files a claim with their insurance for the damage being threatened with a lawsuit. One week later they receive a response.

They are denying the claim.  Why?

Take a look at the exclusions in their Dump Truck Insurance Policy:

Exclusions:

Completed Operations – “Bodily injury” or “property damage” arising out of your work after that work has been completed or abandoned.  Your work will be deemed completed at the earliest of the following times: (1) When all of the work called for in your contract has been completed. (2) When all of the work to be done at the site has been completed if your contract calls for work at more than one site. (3) When that part of the work done at a job site has been put to its intended use by any person or organization other than another contractor or subcontractor working on the same project.

The insurance company is refusing to cover this particular claim because in their view the property damage arose out of Kate’s work “after that work [had] been completed or abandoned”.

Based on this decision, it looks like Al’s Dump Co. may not have any choice but to cover the $37,000 claim completely out-of-pocket!

What can we learn from this?

It is important to always read your insurance policy carefully so you understand what is, and is not covered. This knowledge can help you avoid expensive outcomes like the one we just explored.

Dump Truck Insurance Washington State – Why Not Request A Free Quote?

If you’re still trying to decide whether our agency is right for you, why not request a free quote using our online form? It’s easy to do, always available, and totally risk-free!

To get started right away click on one of the links listed below:

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Owner Operators

If you are an owner-operator in the state of Washington then you’ve come to the right place. Duncan and Associates Insurance Brokers can help you find great prices on this often-expensive form of insurance so that you can have peace of mind without breaking the bank.Visit our blog page to find articles about WA Owner Operator Insurance or navigate to our quotes page to request a free quote.

Moving Trucks

Looking for Moving Truck Insurance in Washington State? Duncan and Associates Insurance Brokers may be able to offer an insurance policy that could significantly lower your monthly premiums compared to what you currently pay!Visit our blog page to find articles about WA Moving Truck Insurance or navigate to our quotes page to request a free quote.

Tow Trucks

If you need Tow Truck Insurance in Washington State then Duncan and Associates Insurance Brokers is the agency for you.As an independent agency, we have the ability to browse the commercial auto insurance marketplace for Tow Truck Insurance coverage that is available from multiple insurance providers.Visit our blog page to find articles about WA Tow Truck Insurance or navigate to our quotes page to request a free quote.

Cargo Coverage

Do you need coverage for your cargo in Washington State? We’ve got you covered.Navigate to our quotes page to request a free quote on WA Cargo Coverage.

Bobtail

Duncan and Associates Insurance Brokers offers WA Bobtail Truck Insurance as well as WA Non Trucking Legal Liability Insurance. We can help you find affordable rates and coverage for this important type of insurance.Visit our blog page to find articles about WA Bobtail Trucking Insurance or navigate to our quotes page to request a free quote.

Dump Trucks

Whether you haul gravel, sand, rocks, debris, or do any other type of dump truck operation, we can provide the coverage you need.Visit our blog page to find articles about WA Dump Truck Insurance or navigate to our quotes page to request a free quote.

Courier Trucks

If you are seeking Courier Truck Insurance in Washington State then Duncan and Associates Insurance Brokers is here to help. Give us a call today to find out how you could save big on your WA Courier Truck Insurance.Visit our quotes page to request a free Washington Courier Truck Insurance quote today.